"You Don't Have to" Series

You Don’t Have to: Focus on One Thing

A couple weeks ago in Fort McMurray, Alberta, an enormous wildfire tore through the northern Alberta town of 80,000, leaving burnt rubble that once was houses, vehicles and parks in its wake. The entire town had to evacuate, and for many people that meant only precious minutes to grab what was dear and hop in their…

"You Don't Have to" Series

You Don’t Have to Do Anything

I’ve always taken pride in doing things differently – I’m left-handed, I hop on my bike when it’s dumping snow, and I have an overwhelming desire to try living in a tiny house. But at the same time, I’ve more or less followed the unwritten life checklist that middle-class North American life has outlined for…

"You Don't Have to" Series, Finance

You Don’t Have to: Buy a House

I had a eye-opening financial experience at the bank a few weeks ago. This encounter led me to ask the question: Is a having a mortgage financially superior to renting for life? Here’s the story: I went to see a financial advisor about getting a short-term loan for a project. Soon after this discussion, we got…

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